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Most people are very familiar with the concept of planning for the worst while hoping for the best. We carry car insurance so that if we get into an accident, we're covered. Our health insurance makes sure we don't go broke if we get sick or injured. Pre-arrangement is a very similar concept, but it has a much more selfless message; make the plans today so that your loved ones don't have to later.

The benefits to pre-arrangement are diverse. Over the past 30 years, the price of funeral items rose by approximately 250% in all markets according to a study by the Bureau of Labor Statistics. This means that every year that you don't plan ahead, you could be losing thousands of dollars. This trend has been continuing every year for over 30 years.

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Even when we stop with the talk of money and savings, another major reason to pre-arrange is to save your loved ones the stress and frustration of figuring it all out on their own. Their minds will be spinning and they will be wracked with grief, putting the stress of shopping and choosing, the agony of putting a monetary value on your arrangements, and the financial strain of paying out-of-pocket for the expense is just too much for many families.

Choose to prepare for the worst while always hoping for the best. Just like your car insurance, homeowners insurance, and life insurance think of pre-arrangement as just another kind of assurance. Taking the time to shop around and decide what you'd like changes your passing from a series of spur-of-the-moment decisions to a scripted, perfect event. Save money, help your loved ones, and make sure you get to choose how you want to be remembered.

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